Reading this book and taking action will place you in a minority of people who stand to weather the incredible economic, financial and social storm breaking around us. Anyone who does not get to grips with our current predicament is likely to see a truly horrendous erosion of their wealth and standard of living over the next few decades. This is not some pie-in-the-sky academic argument. This is a statement of cold hard fact, as you will see. Millions of people in the world are already feeling the painful consequences of what is happening. You can see this every time you watch the news. You may even be one of them.