There are two problems with this topplay traditional approach to money

Perhaps the best definition of a truly wealthy person is that they are able to live on the money they make from their money, rather than the money they make from working. If you are contributing to a pension, you are already planning to do this – it’s just that you are aiming to get to this point in your fifties or sixties rather than any sooner. There are two problems with this traditional approach to money. As we shall see, the first is that the vast majority of people in the UK are not making nearly enough of their pension and other investments in order to end up with a decent income once they retire.

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